We’re no ordinary NBFC.

We work only with partner NBFCs. We don’t lend to borrowers directly. We help the lenders who do.

  1. We analyse their books.

    A partner NBFC opens its loan book to us, and we deploy our model across every account in it.

  2. We predict each borrower’s ability to repay.

    Our model combines repayment history with dynamic environmental data to score every borrower. Learn about our model

  3. We build a securitised package.

    We select the strongest loans and compile them into a securitised pool, priced on our own expected loss.

Both win.

The NBFC gets cash.

Capital locked in its book is freed up for new lending.

We hold a stronger portfolio.

Far better than anything we could build lending direct to retail customers.

Validated before day one.

We have secured several letters of intent from prospective partners.

Learn about our model Work with us